Dry Cleaner and Laundromat Insurance

Types of Insurance

Types of Insurance -  Condo Insurance

Add-Ons and Bundles

 Discounts - Condo Insurance


Glossary -  Condo Insurance

Types of Dry Cleaner and Laundromat Insurance

Commercial General Liability Insurance

Coverage for common risks.


  • Customer-sustained injuries
  • Damaged customer property
  • Advertising injuries

Typical Cost & Factors

  • $500-$900 per year
  • Depends on coverage needs, staff size


Commercial Property Insurance

Coverage for risks to property.


  • Fires
  • Vandalism and break-ins
  • Water damage

Typical Cost & Factors

  • $600-$1000 per year
  • Depends on value of property


Business Interruption Insurance

Coverage for temporary inoperability.


  • Lost income from inability to achieve normal earnings 
  • Employee salaries

Typical Cost & Factors

  • $500-$1000 per year
  • Depends on revenue, property, and industry risks

Workers’ Compensation Insurance

Coverage for employee injury.


  • Medical bills for job-related illness or injury
  • Wage replacement during recovery time

Typical Cost & Factors

  • $800-$1200 per year
  • Depends on number of workers, level of occupational risk

    Additional Types of Dry Cleaner and Laundromat Insurance

    Professional Liability Insurance*

    Coverage for professionally performed services.


    • Allied negligence
    • Loss of personal information
    • Associated legal fees 

    Typical Cost & Factors

    • $800-$1100 per year
    • Depends on services provided

    Commercial Auto Insurance

    Coverage for vehicles in company use.


    • Vehicle accidents and break-downs
    • Vehicle theft and physical damage

    Typical Cost & Factors

    • $800-$1300 per vehicle per year
    • Depends on vehicle type, location, and driving history


    *Also called Errors and Omissions Insurance.


    Utility Interruption Coverage

    A Utility Services Exclusion found in many Commercial Property Insurance plans means that without this coverage, you will not be compensated in the case of a power outage resulting from something outside your business, like a knocked power line.

    Equipment Breakdown Coverage

    Vital machinery, such as your washers and dryers, can be damaged by power surges or mechanical breakdown, which are often not included in, but can be added to, Commericial Property Insurance coverage.

    Extra Expense Coverage

    After properties have experienced a physical loss, like a natural disaster, Commercial Property Insurance may cover the costs to repair the location, but will not cover the costs of moving to a temporary location to keep business running without Extra Expense Coverage.


    Many insurance plans are commonly bundled together for simplicity and a cheaper rate.

    Business owner’s policy (BOP)

    A popular option for small businesses like laundromats that combines Commercial General Liability insurance with Commercial Property insurance, usually at a cheaper price than if the two were purchased separately.

    Frequently Asked Questions

    Do we insure people with many claims?

    Yes! We have select carriers for people who have many claims or a bad record.

    What payment methods do we accept?

    Payments through a mortgage, direct billing through mail, EFT (Bank Account), debit and credit cards.

    How can I file a claim?

     We strongly recommend calling us before the insurance carrier directly about a claim. You may not want to file a claim depending on your insurance plan. However, we will assist you in filling a claim the best way to make sure you take the least amount of damage possible to your insurance score. After talking with us, you can call the insurance carrier or let us call them for you.


    If you can’t find your answer here, please don’t hesitate to ask a representative through our messaging system or email.