Dog Insurance

White Puppy - We Care Dog Insurance


Plans - We Care Dog Insurance


Glossary - We Care Dog Insurance


Benefits - We Care Dog Insurance

Coverage Plans


Only suggested for those with no dental issues  now or foreseen in the future. Covered care:

  • Accident
  • Illness
  • Emergency Care
  • Medications


For the average client. Care provided:

  • Standard
  • Preventative


    Full + Life

    If your pet is a source of income then you want to fully cover your pet:

    • Full
    • Death Expenses
    • Income Supplement

    Care Glossary


    Standard Care

    Base coverage for your pet.

    Preventive Care

    Care that is implemented to prevent extensive issues from happening. This care has an annual limit.



    A co-pay may disregard the deductible and reimbursement. The co-pay is subject to specific services on your plan. For example, if your co-pay is $5 per generic brand prescription, each time you go to the pharmacy to obtain this or get a refill you will need to pay $5.


    After a deductible is met, you will be reimbursed a percentage of each covered pet bill.


    Reimbursement for vet visits are 80%, which means you pay 20% of the bill. If the bill was $300, then you would be reimbursed $240. 


     A dollar amount required for the insured to pay before the insurance company will pay your medical bills.


    Your pet insurance has a deductible of $150. You took your dog to the vet to fix your dog’s limp at the beginning of the year. The vet bill was $200. You would pay for it all but the insurance company would reimburse you for $50 (200 – 150).


    The dollar amount that you pay consistently to the insurance carrier to own an insurance policy.

    Other Terms

    Annual Benefit

    The maximum amount of dollars an insurance company will spend on your insurance plan in a year.

    Waiting Period

    The period of time since the plan starts that must be surpassed before the insurance company will pay for certain levels of care. Preventative care is covered immediately but basic or major care may only be covered after serveral months


    Preventative Care

    • Wellness Exam
    • Dental
    • Neuter
    • Vaccination/Titer
    • Blood, Fecal, Parasite Exams
    • Deworming

    Standard Care

    • Emergency Care
    • Accident & Illness
    • Surgery
    • Therapy
    • Diagnostic Tests
    • Lab Tests
    • X-Ray, CAT, MRI & Ultrasound
    • Medication


    • Euthanasia
    • Funeral Expenses
    • Value
    • Income

    *This is not an all inclusive list and may vary by plan, carrier, or state.

    Frequently Asked Questions

    Do we insure pets with poor health?

    Pet insurance does not cover pre-existing conditions. For example, if a dog had a heart condition and then you bought pet insurance for it, the insurance company would not cover it. However, if you bought insurance when your dog was a puppy and then it developed a heart condition, the insurance company would cover it?

    Do we insure pets with hereditary conditions? Yes!

    If a pet has a bad health condition due to its lineage then then it is covered.

    What payment methods do we accept?

    Payments through direct billing through mail, EFT (Bank Account), debit and credit cards.

    How can I file a claim?

    Your healthcare provider’s billing department should file your claim for you. If you have any questions about your bill it is best to contact your insurance provider and healthcare provider’s billing department directly.


    Am I fully covered under my health insurance? No

    Health insurance does not cover your pet’s health, you must purchase pet insurance.

    If you can’t find your answer here, please don’t hesitate to ask a representative through our messaging system or email