This content is endorsed and protected by We Care Insurance and Keiser Wealth. Information is not sold or given to outside sources. All data is protected and secured through Google Cloud and within the company.
We also love ETHOS!
We have worked with many companies. Ethos has been one of the companies we like the most and trust with every client.
Coverage Amount- This is the total payout that the insurance company will pay in the event of death.
Date of Birth- Insurance companies use this number to guess how many years you have been driving and associate this with more experience and less risk.
Disability Use- This allows you to use part of your payout in the event that you are disabled and cannot work any more.
Nicotine Use- The use of nicotine products increases risk.
Return of Premium- At the end of your term all your premium you paid in will be returned to you.
Risk- An evaluation of how much an insurance company thinks its going to pay out to a policyholder. If you have high risk, the premium will be higher and if you have low risk, the premium will be lower. Almost every question on an insurance quote is factored into how risky you will be to insure.
Term Length- This is the amount of time that your life insurance will cover you. If death occurs after the term ends, no coverage will be awarded.