Flood insurance protects your home from water coming through the side of your dwelling. Normal home insurance excludes this and depending on where you live, flood insurance may be mandatory by your mortgage company. The Federal Emergency Management Agency (FEMA) oversees flood insurance and creates the maps of high and low risk flood zones.
Types of Flood Insurance
Guaranteed by the federal government to pay damages caused by flood to your property up to the predetermined amount with your carrier.
Like other private insurance, private flood insurance is guaranteed by the contract of the private carrier. Typically, private flood policies are cheaper than those that go through the FEMA program.
Check to see if you are in a flood zone with FloodFactor
Frequently Asked Questions
Do we insure people with many claims? Yes!
We have select carriers for people who have many claims or a bad record
What payment methods do we accept?
Payments through a mortgage, direct billing through mail, EFT (Bank Account), debit and credit cards.
How can I file a claim?
We strongly recommend calling us before the insurance carrier directly about a claim. You may not want to file a claim depending on your insurance plan and we will assist you in filling a claim the best way to make sure you take the least amount of damage possible to your insurance score. After talking with us, you can call the insurance carrier or let us call them for you.
If you can’t find your answer here, please don’t hesitate to ask a representative through our messaging system or email