Workman’s Compensation & Employer’s Liability
Workman’s Compensation
Covers medical bills and paid time off for employees’ injuries on the job. This is a state mandated insurance for employers to have in most states.
Employer’s Liability (EPLI)
EPLI stands for Employment Practices Liability Insurance. This is an additional coverage for an employer’s employees in the case that a claim arises due to employment, hiring or HR practices. This coverage is not typically associated to injuries like worker’s compensation.
Frequently Asked Questions
What do I need to get Workman's Compensation?
Simply, a business and employees. After you explain your business to us and give us the necessary information we will find the right insurance carrier and plan for you.
What is the difference between workman's compensation and employer's liability?
Workman’s compensation is the standard policy, while employer’s liability takes care of exclusions of workman’s compensation.
How do I settle a claim?
Call a representative from the carrier and explain the situation. We will walk you through what you need to do and explain what we will do to help.
If you can’t find your answer here, please don’t hesitate to ask a representative through our messaging system or email