Professional Insurance

START QUOTE
Three businessman in front of city buildings

Professional insurance covers mistakes made causing financial harm to those they serve. It is adaptable to your business’ needs. Other names professional insurance goes by include E&O and malpractice.

Coverages

Covered

Not Covered

Negligence

Failure to take appropriate care of the client

Misrepresentation

Misleading others

Inaccurate advice

Giving false information

Bodily Injury / Property Damage

Covered under liability/BOP or auto insurance depending on the situation

Work-Related Illness/Injury

Covered under worker’s compensation

Data Breach

Covered under data/cyber insurance

Other Business Policies

BOP – Business Owners Policy

    This is an insurance package for small businesses. Coverage includes: liability, business property, terrorism, and more.

Workers’ Compensation

    Pays for employees injuries, time off for medical reasons, and death benefits when the incident was due to operations of the business.

Data

    Pays for reputations, legal fees, and rebuilding costs due to data breach and cyber theft of a business’ customers information.

Commercial Auto

    Covers customers finances in the case that your business has caused them unnecessary or wrongful financial loss.

Employer’s Liability

    Extra coverage to be added on top of Work Comp. In some situations Work Comp will not cover a business and Employer’s Liability would replace it.

Pollution

    Covers damages caused by the business due to produced or discarded material. This even includes sediment and extra water if it damages property.
Customize Quote

Frequently Asked Questions

Do we insure people with many claims?

Yes! We have select carriers for people who have many claims or a bad record.

What payment methods do we accept?

Payments through a mortgage, direct billing through mail, EFT (Bank Account), debit and credit cards.

How can I file a claim?

 We strongly recommend calling us before the insurance carrier directly about a claim. You may not want to file a claim depending on your insurance plan and we will assist you in filling a claim the best way to make sure you take the least amount of damage possible to your insurance score. After talking with us, you can call the insurance carrier or let us call them for you.

 

If you can’t find your answer here, please don’t hesitate to ask a representative through our messaging system or email